A Legal Financial Scam

Most of us don’t have enough money for a person like Bernie Madoff to rip us off.  But common investors are being ripped off every day by a far more basic “legal” scam:  Brokers cherry picking good past investments and then implying that the great past performance represents their client’s actual results. A good Certified […] […] Read more

My 2014 Financial Plan

Sometimes I feel like a preacher who doesn’t believe in God. Most people could make a decent financial and investment plan on their own (without a financial adviser) in about 20 minutes.  My plan for 2014 would look something like this: 1.  Spending Plan:  Know how much money comes in and how much money goes […] […] Read more